Complete Loan Solutions
For Every Need
From Personal Loans to Business Finance, Home Loans to Government Schemes - Get the best loan options with lowest interest rates and fastest approval across India.
Personal & Retail Loans
Quick approval, minimal documentation, and flexible repayment options for all your personal financial needs
Personal Loan
Instant personal loans for wedding, medical emergency, travel, or debt consolidation.
| Loan Amount | ₹50k - ₹25 Lakhs |
| Interest Rate | 10.49% - 14% p.a. |
| Tenure | 1 - 5 Years |
| Processing | 24-48 Hours |
Eligibility
- Salaried/Self-Employed
- Min Income: ₹15,000/month
- CIBIL Score: 650+
Home Loan
Low interest home loans for purchasing flat, house construction, or renovation.
| Loan Amount | ₹5 Lakhs - ₹5 Cr |
| Interest Rate | 8.40% - 9.50% p.a. |
| Tenure | Up to 30 Years |
| LTV Ratio | 90% of Value |
Key Benefits
- Tax Benefit 80C
- PMAY Subsidy Available
- Balance Transfer Facility
Car Loan
Finance your dream car with competitive rates for new and used vehicles.
| New Car | 8.70% - 9.50% p.a. |
| Used Car | 10.50% - 12% p.a. |
| Funding | 100% On-Road |
| Tenure | Up to 7 Years |
Documents
- KYC (Aadhaar, PAN)
- Income Proof (ITR/Salary)
- Bank Statements (6M)
Education Loan
Fund higher education in India or abroad with moratorium period.
| Loan Amount | Up to ₹1.5 Crore |
| Interest Rate | 9.50% - 11% p.a. |
| Moratorium | Course + 1 Year |
| Coverage | Fees + Hostel |
Benefits
- Admission Letter Required
- Tax Saving 80E
- Collateral for >₹7.5L
Gold Loan
Instant cash against gold ornaments within 30 minutes with flexible EMI.
| Loan | Per Gram (Market) |
| Interest | 0.75% - 1%/month |
| Disbursal | 30 Minutes |
| Storage | Bank Locker |
Features
- No Income Proof
- Interest Only Option
- Part Release Available
Property Loan
High-value loans against residential or commercial property.
| Loan Amount | ₹10L - ₹10 Cr |
| Interest Rate | 9.25% - 11% p.a. |
| Tenure | Up to 15 Years |
| LTV | 65% Market Value |
Accepted
- Residential House/Flat
- Commercial Property
- Industrial Buildings
Business & Corporate Loans
Fuel your business growth with tailored financial solutions for MSMEs, Startups, and Enterprises
Business Loan
Unsecured business loans for working capital and expansion needs.
| Loan Limit | ₹5L - ₹50 Cr |
| Interest Rate | 11.99% - 16% p.a. |
| Tenure | 1 - 5 Years |
| Collateral | Not Required |
Eligibility
- Business Vintage: 2 Years
- Turnover: ₹10 Lakhs+
- CIBIL Score: 700+
Working Capital
Meet operational expenses, inventory purchase, and cash flow needs.
| Loan Limit | ₹5L - ₹10 Cr |
| Interest Rate | 12% - 15% p.a. |
| Type | CC / OD / Term |
| Tenure | 12 - 36 Months |
Types
- Cash Credit (CC)
- Overdraft (OD)
- Bill Discounting
Machinery Loan
Finance new or used machinery and equipment for industries.
| Loan Amount | ₹5L - ₹5 Cr |
| Interest Rate | 10% - 13% p.a. |
| Funding | 80% - 90% |
| Tenure | Up to 7 Years |
Features
- New & Used Machinery
- Flexible Repayment
- Depreciation Benefits
MSME Loan
Collateral-free loans for micro, small, and medium enterprises.
| Loan Limit | Up to ₹2 Crore |
| Interest Rate | 7% - 9% p.a. |
| Type | Term / WC |
| Collateral | Not Required |
Benefits
- Credit Guarantee Scheme
- Low Interest Rates
- Quick Disbursal
Commercial Vehicle
Finance trucks, buses, taxis, and commercial vehicles.
| Loan Amount | ₹5L - ₹1 Cr |
| Interest Rate | 9.5% - 12% p.a. |
| Funding | 90% - 95% |
| Tenure | Up to 7 Years |
Vehicle Types
- Heavy/Light CV
- Passenger Vehicles
- Used CV Available
Micro Loan
Small loans for vendors and small shop owners with doorstep service.
| Loan Limit | ₹5k - ₹50,000 |
| Interest Rate | 12% - 18% p.a. |
| Repayment | Daily/Weekly |
| Service | Doorstep |
Who Can Apply?
- Street Vendors
- Small Shops (Kirana)
- Self-Help Groups
Government Subsidy Schemes
Get financial assistance with subsidy benefits under various Government loan schemes
PM Mudra Yojana
Collateral-free loans for micro units under three categories.
| Shishu | Up to ₹50,000 |
| Kishore | ₹50k - ₹5 Lakhs |
| Tarun | ₹5L - ₹10 Lakhs |
| Interest | As per Bank |
Features
- No Collateral Required
- Trading/Manufacturing
- Simple Documentation
PMEGP Scheme
Loan with 15-35% subsidy for new business establishments.
| Manufacturing | Max ₹50L |
| Service | Max ₹20L |
| Subsidy | 15% - 35% |
| Interest | As per Bank |
Eligibility
- Age: 18+ years
- Min: 8th Pass
- New Project Only
Startup India
For innovative startups with funding and tax benefits.
| Funding | Up to ₹10 Cr |
| Tax Holiday | 3 Years |
| Compliance | Self Certification |
| IPR | Patent Support |
Benefits
- Seed Funding Available
- Tax Exemption 3 Years
- Mentor Support
Stand-Up India
Loans for SC/ST and Women entrepreneurs.
| Loan Amount | ₹10L - ₹1 Cr |
| Tenure | Up to 7 Years |
| Project | Greenfield |
| Eligible | SC/ST/Women |
Features
- Manufacturing/Service
- 51% Shareholding
- Margin Money: 10%
PM SVANidhi
Micro credit scheme for street vendors with interest subsidy.
| 1st Cycle | ₹10,000 |
| 2nd Cycle | ₹20,000 |
| 3rd Cycle | ₹50,000 |
| Subsidy | 7% Cashback |
Who Can Apply?
- Street Vendors
- Digital Incentive
- No Collateral
CGTMSE Loan
Credit Guarantee Scheme without collateral security.
| Loan Limit | Up to ₹2 Cr |
| Guarantee | 75% - 85% |
| Type | Term/WC |
| Collateral | Not Required |
Coverage
- Manufacturing/Service
- Retail Trade
- Easy Processing
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Our loan experts are here to help you find the best financial solution. Get instant approval with minimal documentation and competitive interest rates.
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